Carrier Availability by City

275 direct answers on whether each of Texas's 11 major ACA Marketplace carriers offers plans in 25 major Texas cities. Pick a carrier below to see its city-by-city availability.

Why carrier availability varies by city

Insurers file their plan offerings on a county-by-county basis with the Texas Department of Insurance and CMS each year, which means a carrier can be active in Houston but absent from a smaller nearby city, or vice versa. Regional carriers tied to a specific hospital system, like CHRISTUS Health Plan around San Antonio or Community Health Choice around Houston, tend to stay concentrated near their affiliated facilities, while statewide carriers like Blue Cross and Blue Shield of Texas and Ambetter from Superior HealthPlan cast a much wider net.

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Carrier Availability by City

Why carrier availability varies by city

Ambetter from Superior HealthPlan

Blue Cross and Blue Shield of Texas

Molina Healthcare of Texas

Baylor Scott & White Health Plan

Scott and White Health Plan

CHRISTUS Health Plan

Community First Health Plans

Community Health Choice

Harbor Health

Cigna Healthcare

Oscar Health

Not sure which carrier to check?

See what you'd actually pay